The easiest way to access funds in Cash App is to use the Cash Card. This product is a Visa debit card that connects to the app’s balance, allowing you to shop online or at a physical location.
You can use the Cash Card once ordered by adding it to your Apple Pay or similar wallet. The spending transaction limits are $7,000 daily, $10,000 per week, and $15,000 monthly.
If you want to spend money from Cash App, you’ll need to have funds in the account. You can access a barcode that lets you have currency added in just minutes.
This guide will take you through the steps to accomplish this task.
How to Get a Cash App Barcode to Load Money?
Go to a location where paper money loading to a Cash App account is possible. Go to the profile section. Go to the map location in the software, then tap the “Show Barcode” button. The cashier will scan this code to transfer the deposit to the designated account.
Scan the barcode to add funds or take it to a participating retail location if you need cash to go to this account.
The process can take up to ten minutes to complete. If you add money through a participating retailer, be sure to request a receipt in case the funds don’t appear so that you can follow up on the transaction.
You can deposit as little as $5 when using the barcode method at a participating retailer. The maximum amount permitted in a single transaction is $500.
There is a $1 fee charged for each paper currency deposit, so it helps to put as much as possible onto the Cash Card to minimize the cost impact of this charge.
You’re also limited to depositing a total of $1,000 in a rolling 7-day period and $4,000 over 30 days.
After the transaction is complete, you’ll tap the “Done” button to finish the paper currency deposit. Most funds are updated instantly. Once you see them in your balance, you can access the money with your Cash Card.
How to Add Money to Cash App Through My Bank Account
Once you have a verified bank account connected with your Cash App profile, you can use it to reload money to your card.
Here are the steps to follow for a successful experience when adding money to Cash App after linking a valid bank account to it.
- With the Cash App ID, load money onto your card by going to the home screen and tapping the “Add Cash” option.
- Choose the payment method you prefer to use for this transaction.
- You have the option of using a PIN or Touch ID to complete the transfer.
- Once finished, you can use your mobile device to make payments or place orders, saving time on your cash-based transactions.
You don’t need to use the barcode method to transfer money from your bank account to Cash App. Once the information is verified, the funds are typically available shortly after. It can take up to a business day in some circumstances before you can spend the balance with the Cash Card.
Where Are Paper Currency Deposits Accepted?
If you want to deposit paper money into your Cash App account, you’ll need to visit a participating retailer. The fastest way to find a spot near you is to open the map in this section of the banking tab.
You’ll get to see an overview of all the deposit locations near where you are currently.
- Tap the Banking tab from the Cash App home screen.
- Choose the “Paper Money” option.
- Find a location near you or enter a specific address in the search bar to see results.
- Copy the address to your navigation app or use the information to get directions so that you can load the currency there with your barcode.
Here are the current locations that accept paper currency loading to your Cash App with a barcode. This information is subject to change, so the best option is to follow the steps above to find the closest retailer.
| Walmart | Walgreens | Duane Reade | 7-Eleven | Family Dollar | GoMart |
| Sheet | Kum & Go | KwikTrip | Speedway | H-E-B | RiteAid |
| Thorntons | Travel Centers | Dollar General | Pilot Travel Centers | Stop ‘N Go |
You’ll need to have location services enabled on your mobile device to have the app automatically find the closest retailer. If you don’t want to allow that access, you can still use the search bar.
What Happens if the Cashier Doesn’t Know What to Do?
When you reach the deposit location for your paper currency loading, you can typically go right up to the cashier. Some businesses will take care of you at their customer service counter.
Tell the employee that you want to deposit money into Cash App by having them scan your barcode. They don’t need to swipe your Cash Card to accomplish this task – only the barcode. Tell the representative that they should scan the barcode instead of trying to swipe the card.
If someone says otherwise, you should find a different location.
Some merchants require identification to make a deposit. You can’t get around this fact, so you’ll need a valid ID ready. A driver’s license, military card, student ID, or a similar item often works.
You might encounter the occasional customer service employees and cashiers that needs help figuring out what to do when loading a paper currency deposit into your Cash App.
If they don’t know how to help, tap the question mark on the mobile device. There is also a “Need Help” button underneath the barcode that brings up the instructions they can follow.
Once you have everything sorted, you can pay the cashier what you want to place in Cash App.
Is Cash App a Trustworthy Way to Manage Money?
Cash App is a P2P payment service that offers a robust alternative for sharing money while offering investment options. It’s not too different from Venmo, PayPal, or Zelle. It provides a debit card and a bank account while letting you invest in Bitcoin. It is not an FDIC-insured product.
Cash App has been available since 2013, but it was initially known as Square Cash. The parent company was co-founded by Jack Dorsey, who is known for his time with the social media platform Twitter.
You can sign up for Cash App quickly. It just needs your name, email or phone number, and ZIP code. You don’t need to link a bank account to it during the creation process, but it is necessary to use most of the app’s features.
After you open the account, you’ll create a $Cashtag. It’s Cash App’s version of a username, making it easier to find people. PayPal and other digital wallets have adopted a similar option because of how efficiently this method works.
When using your Cash Card at an ATM, you’ll be charged a $2 fee. If you have a paycheck directly deposited (min. $300 monthly), the ATM fee gets reimbursed.
Showing the barcode to a cashier only takes a couple of taps. In return, you can quickly deposit funds to make money management easier for the entire family. We use it to manage funds for the kids, especially when they receive gifts or cash payments for their work.
The transfers are fast and easy. The added bonus of using a debit card and options for investing make it an excellent tool to use as we move further into this digital age.
