Most financial institutions (banks, credit unions, etc.) allow consumers to make transactions whenever they please. When rules and regulations are violated, or there is a consistent lack of money in an account, they can also place restrictions on those activities. Government organizations reserve the right to place these limitations on […]

A joint account allows two people to write checks from a single pool of money. Many married couples combine resources this way for checking purposes because it makes it easier to pay for different obligations. Most checking accounts come with a free debit card for accessing funds. Each person on […]

It takes time, effort, and money to build a currency collection. When you find an outstanding bill with creases and folds, the price tends to be relatively good. Although you might not get a high grade for your bill, a little ironing can improve its presentation. When you get creased […]

It isn’t always easy to know what your credit score is each day. The numbers can rise and fall with each new report getting added to your profile. Why is it important to review your credit score and reports regularly? This information lets you know if there are any issues […]

It happens more often than not. Your kiddo has a birthday coming up, Grandma wants to spoil them, and they get a check for $100 in the mail. The money is nice, but your eight-year-old doesn’t have a bank account. They certainly don’t have a public job. What can you […]

Credit 9 provides debt consolidation products that help people get out of debt. They offer lower rates than what the typical credit card delivers, providing terms that last for a few years instead of creating a long-term obligation. When you pay off your credit cards with Credit 9 products, you […]

Imagine that you have $500 in your checking account right now. The rent is due, so you give your landlord a check for $550 to make sure you can keep your home for another month. Now let’s say the bank or credit union decides to honor the check, even though […]